MasterCard says it plans to bring selfie photos as a security check in more than twelve countries.
The company started last year to try face recognition technology to validate a user's identity, and after a year of testing says he plans to deliver this capability to users, especially after the positive reactions he had from the testers.
To use its customers MasterCard a selfie photo as a security to make a payment should download the company's application to their phone or tablet. Then to make an online payment you will have to import their credit card details and then keep their device across from their face to get a quick selfie photo.
Users will have to open their eyes to show that you are not just holding a photo in front of the camera, and according to MasterCard, there are algorithms in her software that can tell her if someone tries to trick the system by using a video.
The company adds that the face recognition system should only be used in some cases when further authentication is required.
O Ajay Bhalla, president of MasterCard in the company's security solutions, says the company is looking at other security measures beyond fingerprint and face recognition sensors. According to her, an alternative could be to identify heart beats using a sensor that would read a person's electrocardiogram.
MasterCard made its first trials with the recognition of heartbeats at the end of last year with the use of Nymi Band. He states that he has had very positive reactions from those tests that took place in Canada and the Netherlands. Bhalla adds that while fingerprints or facial recognition through selfies require user input, identification of heartbeats can be performed seamlessly in the background. You can only wear a bracelet that will send a signal to the company's device to prove that you are yourself.
Dimitris hates Mondays...
