Το Facebook έχει εισέλθει επίσημα στον χώρο των ψηφιακών πληρωμών με την έναρξη της υπηρεσία Facebook Pay στις ΗΠΑ. Η πλατφόρμα θα επιτρέψει στους χρήστες να πραγματοποιούν πληρωμές μέσω του Facebook και του Messenger and the company says that Facebook Pay will also be extended to Instagram and WhatsApp in the future.
The Facebook Pay is currently available only in the USA. The payment service will start on mode to Facebook and Messenger users this week.
The company has promised to expand Facebook Pay to more countries. And as noted on its website, the service will also come to Instagram and WhatsApp.
Currently, the platform allows users to pay for fundraising, in-game purchases, event tickets, private money transfers on Messenger and purchases from selected pages and businesses on the Facebook Marketplace.
According to Facebook, the new payment platform supports all major credit and debit cards as well as PayPal. Payments are made in partnership with companies such as PayPal and Stripe. And in accordance with Facebook's payment terms, mobile charging will also be a way payments on the platform.
The company says that Facebook Pay “is based on the existing financial infrastructure and partnerships and is separate from the Calibra wallet which will operate on the Libra network ”.
Facebook will not charge users a fee when they do Mission and receiving money through Messenger. If you are under the age of 18, you will not be able to use the peer-to-peer (P2P) payment service on Messenger. P2P should also not be used for commercial transactions. Facebook states that it will suspend payment services if it discovers such prohibited transactions.
How Safe is Facebook Pay?
When it comes to better safety and privacy, it is hard to trust a social media platform like Facebook to become a financial tool. However, Facebook assures users that the new platform is designed to "securely store and encrypt your card and bank account numbers."
The company says it uses fraud tracking systems to detect unauthorized activity and provides account activity alerts.
You will be able to add a PIN for payment via Facebook. Alternatively, you can also use fingerprint or face recognition to verify payments.
Facebook will provide live chat to users who have questions about their Facebook Pay transactions. Live chat will be available between 6: 00 AM and 6: 00 PM (PST).
