There has been a reference in articles on iguru.gr that Windows Defender is ranked as one of the top antivirus in the world https://iguru.gr/2019/07/30/av-test-windows-defender/ and now continues to prove it in every test https://www.av-test.org/en/antivirus/home-windows/windows-10/june-2020/microsoft-defender-4.18-202416/ with excellent in all areas: protection, performance, ease of use.
In the field of "performance", it participates as a measure of comparison since the competition is now called to prove that it offers effective protection without adversely affecting the performance of the operating system, compared to the operating system Windows 10 with Windows Defender enabled…
Also Windows Defender is part of a complete platformof protection which also includes the Protection Wall (Firewall) of Windows (Security Suite).
The question "why install a third party AV” has no answer (so far) to home users and rather the answer is based on a status quo mentality of a large portion of Windows users who are impressed problems older versions and tend to adopt leveling opinions, "urban myths", the just the habit of so many years (install antivirus).
In this case:
The protection offered by an antivirus is not just about identifying all known threats, but also about speed detection and response to threats before the user associates any action with them.
The following tests of free/trial versions of the most popular antiviruses of 2020 will help you understand how operation them and the difference in the speed of reaction and protection of their Real Time Protection engines.
Zone Alarm Free
Eset Antivirus Premium Edition
Free Panda Antivirus
Kaspersky Free Antivirus
Avira Free Antivirus
AVG Free Antivirus
And finally Windows Defender