Unbelievable? They can not distinguish attacks from regular transactions! Research conducted by Kaspersky Lab and B2B International revealed that financial institutions, (banks and various payment institutions), find it difficult to manage electronic financial scam in the modern, complex and well-connected technology landscape available today. Over a third (38%) of organizations admit that it is increasingly difficult to distinguish between a genuine online transaction and a fraud.
The explosive growth of electronic payments, combined with new technological developments and shifting business needs, has forced the Companies to enhance the efficiency of their business processes in recent years. In many cases, this has been achieved by implementing electronic flow systems to communicate and interact with suppliers, customers, etc.
Electronic payments of all kinds are now a global one, so it is absolutely impossible for modern businesses to completely avoid any kind of online transactions.
As companies are constantly investing in online transactions, by increasingly discovering the opportunities and opportunities for growth provided by the digital age, ensuring their seamless operation and protection from digital threats are vital priorities. With the number of online transactions growing steadily, so is the case with online fraud, as 50% of the surveyed financial companies highlights. It has therefore become clear that financial institutions must make every effort to protect businesses and customers from ever-evolving digital criminals.
According to the survey, 41% of enterprises has implemented an "in-house" cybersecurity solution, while 45% is based on third-party solutions provided by the bank to mitigate risks. However, as soon as 46% of companies either have only partially implemented a solution against online financial fraud, or they have not implemented anything at all. Among financial institutions, only 57% has already installed a special security solution against online threats.
According to the above findings, about half of the organizations active in the field of electronic payments use non-specialized solutions, which, according to the statistics, are considered unreliable, especially in cases of deception of the system, as they present a very high percentage wrong results. The inefficient use of security systems can also lead to barring transactions. It is worth noting that the deviation of payments can lead to loss of customers and ultimately profits. This is a very crucial issue for any business. But fraud itself is not the only problem, as financial institutions will have to reduce the number of false alarms in their systems to provide their customers with the best possible service.
«Λαμβάνοντας υπόψη τον επιθετικό ανταγωνισμό στην αγορά των χρηματοοικονομικών υπηρεσιών του σήμερα και την ακραία αποδιοργάνωση από μη παραδοσιακούς παρόχους, μια αξιόπιστη σχέση, μεταξύ των πελατών και των χρηματοοικονομικών ιδρυμάτων τους, αποτελεί αποφασιστικό παράγοντα για τη μακροπρόθεσμη ευημερία της κάθε εταιρείας. Η αλληλεξάρτηση των ψηφιακών σχέσεων με τους υπόλοιπους παράγοντες της αγοράς χρηματοοικονομικών υπηρεσιών σημαίνει επίσης, ότι εάν κάποιος οργανισμός στην αξιακή αλυσίδα βιώσει κάποιο αρνητικό περιστατικό ψηφιακής ασφάλειας (που μπορεί να οφείλεται σε απάτη, παραβίαση, ψηφιακή επίθεση, κ.λπ.), η ζημία μπορεί γρήγορα να εξαπλωθεί και σε άλλους οργανισμούς της εν λόγω αλυσίδας παροχής χρηματοοικονομικών υπηρεσιών. Δεδομένου ότι ο ήδη υψηλός όγκος ζήτησης διαδικτυακών υπηρεσιών από τους πελάτες συνεχίζει να αναπτύσσεται ταχύτατα, όλες οι εταιρείες–των οποίων οι πελάτες έρχονται σε επαφή τόσο με ψηφιακές πλατφόρμες, διαδικτυακές υποδομές, παροχή δεδομένων όσο και με employees—they should feel and be safe by providing services that are easy to use and properly prepared. Therefore, it is extremely important to use specialized fraud prevention solutions in order to provide their customers with the most convenient and safest service,” comments Ross Hogan, Kaspersky Lab's Global Head of Fraud Prevention.
Οι ειδικοί της Kaspersky Lab συνιστούν τόσο στις τράπεζες όσο και στα υπόλοιπα χρηματοοικονομικά ιδρύματα να χρησιμοποιούν ολοκληρωμένες μεθόδους προστασίας κατά της ηλεκτρονικής απάτης σε πολλαπλά επίπεδα. Η πλατφόρμα Kaspersky Fraud Prevention περιλαμβάνει προεγκατεστημένα εργαλεία ελέγχου κατά των διαδικτυακών απειλών μέσα από τις πλατφόρμες και τις συσκευές που χρησιμοποιούν οι πελάτες, καθώς και στον server located within the information infrastructure of the respective bank. Provides multi-layered protection for online and mobile banking.
For more information about the Kaspersky Fraud Prevention solution, you can visit by clicking here of company.
