MasterCard says it plans to bring selfie photos as a security check in more than twelve countries.
The company started last year to try facial recognition technology to validate it ID cardof a user, and after a year of testing he says he plans to deliver this feature to users, especially after the positive reactions he got from testers.
To use its customers MasterCard a selfie photo as a security to make a payment should download the company's application to their phone or tablet. Then to make an online payment you will have to import their credit card details and then keep their device across from their face to get a quick selfie photo.
Users will have to open their eyes to show that you are not just holding a photo in front of the camera, and according to MasterCard, there are algorithms in her software that can tell her if someone tries to trick the system by using a video.
The company adds that the facial recognition system should usesonly in certain cases, i.e. when further authentication is required.
O Ajay Bhalla, president of MasterCard on solutions The company's security spokesperson says the company is considering other security measures beyond fingerprint and facial recognition sensors. An alternative, she said, could be to recognize heartbeats, using a sensor that would read a person's electrocardiogram.
MasterCard did its first tests with heartbeat recognition late last year using the Nymi Band. He states that he had very positive reactions from these tests which took place in Canada and the Netherlands. Bhalla adds that, while the fingerprints or facial recognition through selfies requires user input, heartbeat recognition can be performed seamlessly in the background. You can only wear a bracelet that will send a signal to the company's device to prove you are you.
